Term Insurance 2018-04-09T13:46:37+00:00

Term Insurance

Our term products are competitively priced and can provide lifetime coverage, allowing clients to keep their term life insurance as long as they need it.

Our term life insurance products are designed for clients who want both affordability and the safety of guaranteed coverage, and appreciate the flexibility of a term plan that can last for life.

Plan Highlights

  • Affordable cost, premium rates that are guaranteed for each renewal term, and lifetime coverage
  • For Solution 10, premium increases every 10 years until the coverage anniversary following the 75th birthday and remains the same to age 100
  • For Solution 20, premium increases every 20 years until the coverage anniversary following the 65th birthday and remains the same to age 100
  • Convertible up to age 75 to other eligible products
  • Paid-up coverage on the anniversary closest to age 100
  • Coverage increases by 5%, compounded annually, every policy anniversary after the policy becomes paid-up
  • Clients can add critical illness (Vital Link) or other Solution plans as a rider and save fees

Rates

TermsPosted RatesOur Rates
Variable2.85%2.45%
1 Year*3.7%3.34%
2 Years*3.55%3.39%
3 Years*4.64%3.49%
4 Years*4.64%2.99
5 Years*4.24%3.44%

* Rates as of Aug 13, 2018 subject to change.

Prime Rate: 3.70%

Benchmark Qualifying rate: 5.34

Unbeatable Mortgages Rate Table

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