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USA Mortgages

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8 Steps to Buying a Home

  1. 1. Get Pre-Approved
  2. 2. Hire a Realtor
  3. 3. View Properties
  4. 4. Make an Offer
  5. 5. Get Approved
  6. 6. Pay Your Deposit
  7. 7. Meet with your Lawyer
  8. 8. You are an Owner

Rates

TermsPosted RatesOur Rates
Variable3.25%1.40%
1 Year*3.7%2.00%
2 Years*3.55%2.09%
3 Years*4.64%1.64%
4 Years*4.64%2.09%
5 Years*4.24%2.09%

* Rates as of May 3, 2021  subject to change.  Rates are based on High Ratio mortgages.

Prime Rate: 2.45%

Benchmark Qualifying rate: 4.79

Unbeatable Mortgages Rate Table